Wednesday, December 10, 2008

Xanne's Perspective

Check out this blog:

Bubbly Elucidations
from a memorable Friday, September 19, 2008

"So now which way does the puzzle play. Which way does the dial turn and send me sailing new directions. No twist of your imagination. No twist of mine. Sail straight in guidelines.. don't leave the parameters. You can never get back in.
Go back ? You might ask. And why would I want to do that ? You may not. But those are doors you can't afford to close. And I. Am the story teller. So sit back because you still can and listen to my words. they'll dog you down the valley floor as you sail your ship past swaying seas, but never on them. Non. Watch those mountains float past your window and be thankful they aren't yours to climb. Anymore.
Were they once ? You want to ask, but that is not mine to tell you. It is not yours to know, if you don't already.
New clouds sprinkle the sky with their thoughts. One at a time, popping, they flicker like candles in the wind. But they never go out. Instead they build, with each gust of a breeze they grow stronger and more omniscient until you think they might pop on your ship. But they wait. Because this is not your weather to endure, better things will come to you and like the mountains they are not yours.
There is no sun on your horizon. Bleak shadows encroach on your ship. But fear doesn't strike you because there isn't anything to fear. You believe, like the others, that this too isn't your battle to wage.
You are wrong.
You sit with a smile, one leg bent, your knee to the sky. your foot falling on deaf ground. No one is here to whisper your name, to pull you back from the depths of hell that so certainly you will face. No one is here because you left them all behind. You stepped away from the only ones who loved you and now you will suffer this alone. No mountain was yours to climb, no storm yours to endure, because what comes to you now is far worse than any nightmare you might face in your dreams. But this is no dream and I am just the storyteller. This is where we part.
This, is where I bid you farewell. "

Thursday, December 04, 2008

I'm off to The UAE

A new Author

This is great news ! A new internet llama will be joining the team! He has been sent an invitation and has shown excellent writing skills.  I hope he will be a great counterpoint to what MonoLoco and I contribute.

Look out for some posts by the new author/contributor.  

This may be premature, but here goes nothing 

"Yo If you Fucked up, put your cups up!"

Wednesday, December 03, 2008

How to Deal with Collection Agencies

I stumbled on this website, and should any of you one day find yourselves dealing with collection agencies, here's a super informative guideline. Of course, it's applicable in the U.S. but the tactics maybe similar here. Hopefully no one has to deal with this situation.

Here's a sample:

Whether it's because of illness, unemployment, or unexpected financial disasters, you might someday have to deal with a collection agency. This won't tell you how to avoid paying off your old debts; it will tell you how to deal with the phone calls in a way that you and the collection agency representative will both be satisfied.

This video deals with Canada

You must keep a calm, reasonable and well-modulated tone of voice. Any yelling, name-calling or other verbal tactics will erode the image you're working to project.
If they speak to you in any way that you find objectionable, give them one warning, as mentioned in your opening statement. The second time, ask to speak to their supervisor. When you're connected, start again from step one.
Write down everything--the date and time of the call, data on the rep calling you, what they want, what you're offering, etc.
Many times the names of the collectors are not their real ones. One way to figure it out is to send the signature receipt letter addressed only to that one person. If they sign back with their signature on the letter, they must be that person (otherwise it becomes a federal offense of mail fraud).
Sometimes you just can't win, they won't listen to reason or acknowledge that you legally are not obligated to the debt. In this case, establish a long paper trail indicating that they did not wish to collect on the debt in good faith. When they file your collection with the credit agencies, mail copies of your paper trail to all three, with documentation that they violated the Fair Debt Collection Act and demand removal of the claim from your credit report immediately.
Be very careful about making any payments if the debt is past the statute of limitations or about to be since that may restart the clock and you may then owe the full amount even if the collector told you that you would only have to pay a small amount and then they would leave you alone.

Remember, your goal is to take, and keep, control of the conversation so that you can both get what you want. By losing your temper, sounding panicked, or whining, you are giving control of the phone call back to them.

[edit]Things You'll Need
A complete script, as described in step one
Paper and pen by your telephone (or in your pocket, in case of a cell phone)
A telephone with a recording device. Radio Shack has some good options.

Tuesday, December 02, 2008

Sack The Sucker

Fire Stephen Harper Now! Support the coalition government. (link to the facebook group)

We want Canadians to phone their Liberal, NDP or Bloc Members of Parliament to voice their support for the emerging Coalition Government seeking to replace the Minority Conservative Government.

Stephen Harper is completely out of touch with Canadians and the global economic and environmental crisis. The Conservative Government should be fired now. 

In the United States we watched Americans say "YES WE CAN" and in Canada Stephen Harper is saying "NO WE CAN'T." His only response to the situation has been to attack democracy itself!

You have the power to make the change. Phone or e-mail your MP right now and tell them you support their efforts to fire Stephen Harper and the Conservative Government.

It's only two click away to find your MP. 

After I clicked the link and typed my Postal Code, I sent this e-mail to my MP. It was very gratifying and I hope she receives it! I encourage everyone to do the same.

Hello Martha, 

I live in your constituency in Willowdale and I voted for you.  I would like to take this opportunity to let you know that I am in support of a coalition government because I do not support Stephen Harper since he has not proven to me that he is capable of running the country and because he has a dismal environmental record. Furthermore, I do not appreciate his efforts to dismantle our parliament and I do not want to see a weak Canada governed by a megalomaniac.  

I think that it took great courage and strength to create this coalition and I support it for the purpose of ousting Stephen Harper. I do not believe he is his own man. The rest of the world will look upon this action as the first sign of Canadians behaving 'Sensibly' in a very long time.

I hope that you convey my desire and my family's, to your party. 

Thank you very much,